DBS Bank ( Hong Kong ) has launched the DBS Hong Kong SME Sustainable Finance Programme, a dedicated initiative designed to empower local small and medium-sized enterprises ( SMEs ) with financial support and resources to accelerate their transitions towards a more sustainable and resilient business.

Of note, 73% of SMEs, according to a DBS Hong Kong SME Banking survey in August 2025, are keen to implement sustainability strategies and measures into their business planning, recognizing that this approach will enhance their operational efficiency and market competitiveness, thereby achieving long-term sustainable development.

Key motivations driving this shift among SMEs, the survey of 228 SME business owners and decision makers reveals, include enhancing brand image ( 47% ), fulfilling customer feedback/requirements from buyers and suppliers ( 46% ), upholding social and ethical responsibility ( 41% ) and complying with government regulations and policies ( 41% ).

Despite this strong aspiration, 58% of SMEs face funding shortages and cost pressures, with 65% expressing a desire for financial assistance to integrate sustainability into their operations. Recognizing these challenges, the DBS Hong Kong SME Sustainable Finance Programme is specifically designed to mitigate these financial barriers.

The programme, the bank points out, offers tailored financial solutions for projects and activities that deliver clear environmental benefits. It facilitates SMEs’ transition towards lower-carbon operations and contributes to sustainable development.

Examples of eligible uses include energy efficiency upgrades, resource conservation, eco-friendly building, clean transportation and renewable energy installation.

The programme also provides competitive rates, flexible repayment plan and dedicated support from a relationship manager to guide applicants.

The credit facilities granted under the programme are to be used for eligible initiatives only, matching the exact cost of the activities and projects. Documents, such as letters of award, contracts, labels or certifications, are required to verify the involvement in the eligible project or activity.

“Embracing sustainability is not only an environmental imperative, but also a strategic opportunity for business transformation,” says Lareina Wang, DBS Hong Kong’s managing director and head of SME banking. “The programme directly addresses the financial hurdles SMEs face, providing tailored financing solutions that empower them to not only embrace ESG [environmental, social and governance] but also unlock new opportunities, enhance their resilience and effectively future-proof their enterprises.”

Serena Mak, the bank’s executive director, sustainable finance, institutional banking group, adds: “In Hong Kong, where SMEs are integral to the vibrancy of our economy, it is more crucial than ever that this kind of programme is offered to empower SMEs to enhance their sustainability efforts.”